Terms of Service

The information presented on this website is intended to provide general information about Wealth Brokers, our services and the financial solutions available to prospective and existing clients.

While we make reasonable efforts to ensure that the information provided is accurate, relevant and up to date, website content should not be regarded as personalised financial, investment, insurance or legal advice.

Any financial decisions should be made following an appropriate assessment of your individual circumstances and, where necessary, consultation with a suitably qualified professional.

Wealth Brokers provides access to financial services and solutions that may include:

• Life cover and personal insurance.

• Investment and financial planning.

• Estate planning.

• Short-term insurance for individuals and businesses.

The availability, suitability and terms of any financial product are subject to the requirements, conditions and approval processes of the relevant financial product provider.

Information presented on this website does not constitute a binding quotation, guarantee of cover, investment recommendation or contractual agreement.

Any formal financial advice, product recommendations or intermediary services will be subject to the applicable regulatory requirements, disclosures and agreements governing those services.

Wealth Brokers works with established financial product providers, including Momentum, Discovery and Old Mutual.

Financial products offered through these providers are subject to their respective terms, conditions, underwriting requirements, exclusions, fees and applicable policies.

Wealth Brokers does not independently guarantee the performance, acceptance or availability of any third-party financial product.

Clients are encouraged to review all relevant product documentation and disclosures before entering into a financial agreement.

We endeavour to ensure that the content published on our website is accurate and maintained to a reasonable standard.

However, financial products, legislation, market conditions and service offerings may change without prior notice.

Wealth Brokers reserves the right to update, amend or remove website content at any time.

We do not guarantee that all information will remain accurate, complete or suitable for every individual's circumstances.

By accessing this website, you agree to use it responsibly and exclusively for lawful purposes.

You may not:

• Use the website for fraudulent, unlawful or misleading activities.

• Attempt to gain unauthorised access to our systems or information.

• Introduce malicious software or interfere with website functionality.

• Reproduce, distribute or commercially exploit website content without prior written permission.

• Submit false, misleading or intentionally inaccurate information through our contact forms.

We reserve the right to restrict access where website activity violates these terms or applicable legislation.

All original content displayed on this website, including written material, graphics, branding, logos, design elements and other intellectual property, belongs to Wealth Brokers or its respective licensors unless otherwise indicated.

You may view and access website content for personal, non-commercial purposes.

No content may be copied, modified, reproduced, distributed or used commercially without obtaining prior written consent from the relevant rights holder.

Third-party trademarks and logos remain the property of their respective owners.

Wealth Brokers respects the privacy of website visitors and is committed to handling personal information responsibly.

Any personal information submitted through our website, including names, contact details and enquiry information, will be processed in accordance with our Privacy Policy and applicable South African data protection legislation, including the Protection of Personal Information Act (POPIA).

By submitting information through our website, you acknowledge that it may be used to respond to your enquiry, communicate with you and facilitate relevant service-related activities.

For further information, please refer to our Privacy Policy.

Our website may contain links to external websites, financial institutions or third-party service providers.

These links are provided for convenience and informational purposes.

Wealth Brokers does not control the content, availability, security or privacy practices of external websites and accepts no responsibility for their independent operations.

Visitors are encouraged to review the applicable terms and privacy policies of any external websites they access.

Wealth Brokers takes reasonable measures to maintain the accessibility, security and accuracy of its website.

However, we cannot guarantee uninterrupted access or that the website will always operate without technical errors, interruptions or security vulnerabilities.

To the extent permitted by applicable law, Wealth Brokers shall not be held liable for losses or damages arising directly or indirectly from:

• Temporary website unavailability or technical interruptions.

• Reliance on general website information without obtaining appropriate professional advice.

• Unauthorised third-party access beyond our reasonable control.

• Errors or omissions in third-party information.

• The use of external websites accessed through links on our platform.

Nothing in these terms excludes or limits any liability, statutory obligation or consumer right that cannot lawfully be excluded or restricted under South African legislation.

Financial products and investment-related services may involve risks, including fluctuations in value, changes in market conditions and product-specific limitations.

Past performance should not be interpreted as a guarantee of future results.

Wealth Brokers does not guarantee specific investment returns, financial outcomes, insurance acceptance or claim approvals.

All financial products remain subject to their respective contractual terms, applicable legislation and the conditions imposed by the relevant product providers.

Wealth Brokers is committed to conducting its business in accordance with applicable South African legislation and regulatory requirements.

Where applicable, financial advisory and intermediary services are governed by the Financial Advisory and Intermediary Services Act (FAIS), together with relevant regulatory codes and standards.

Clients may request the applicable regulatory disclosures, product information and relevant service documentation directly from Wealth Brokers.

Wealth Brokers reserves the right to revise or update these Terms of Service when necessary to reflect operational, legal, regulatory or website-related changes.

Any amendments will be published on this page, with the date of the latest revision updated accordingly.

Continued use of the website following an amendment constitutes acceptance of the revised terms, to the extent permitted by applicable law.

These Terms of Service are governed by and interpreted in accordance with the laws of the Republic of South Africa.

Any disputes arising from the use of this website will be subject to the jurisdiction of the appropriate South African courts, without limiting any statutory rights or applicable regulatory complaint procedures.

Should you have any questions regarding these Terms of Service, our website or the services offered by Wealth Brokers, please contact us using the details below.

Email: jacques@wealthbrokers.co.za

Telephone: +27 44 203 2014

Website: www.wealthbrokers.co.za